body 
{
 scrollbar-3dlight-color: #000000;
 scrollbar-arrow-color: #000000;
 scrollbar-base-color: #FFFFFF;
 scrollbar-darkshadow-color: #000000;
 scrollbar-face-color: #FFFFFF;
 scrollbar-highlight-color: #FFFFFF;
 scrollbar-shadow-color: #FFFFFF;
 background-image: url(lay20bg.jpg);
 background-attachment: scroll;
 background-repeat: repeat-x;
 background-color: #a0a0a0;
 color: #000000;
 font-family: arial;
 font-size: 10px;
 text-align: left;
}

div
{
   border: #000000 0px solid;
   font-family: arial;
   font-size: 12px;
   color: #000000;
   background-repeat: no-repeat;
   text-align: center;
}

h3
{
   background-color: transparent;
   margin-left: 30px;
   font-family: arial;
   font-size: 15px;
   color: #FFFFFF;
   background-repeat: no-repeat;
   text-align: left;
}

h4
{
   background-color: transparent;
   margin-left: 20px;
   font-family: arial;
   font-size: 15px;
   color: #FFFFFF;
   background-repeat: no-repeat;
   text-align: left;
}

table 
{
 background-color: transparent;
 border-width: 0px;
 border: #30394B 0px solid;
 color: #000000;
 font-family: arial;
 font-size: 13px;
 text-align: center;
}

a:link 
{
 color: #CCE3F2;
 background-color: transparent;
 text-decoration: underline;
}

a:visited 
{
 color: #B9D8EC;
 background-color: transparent;
 text-decoration: underline;
}

a:active 
{
 color: #FFFFFF;
 background-color: transparent;
 text-decoration: strong;
}

a:link:hover, a:visited:hover 
{
 color: #FFFFFF;
 background-color: transparent;
 text-decoration: italic;
}